Lender Credit Tutorial
Often, I will have a client ask, “What is a lender credit, and is it right for me?” This is a great question and there are several way to answer it, he her is the response I usually give people: “The...
View Article30, 15 and 10 Year Comparison
Whether you are looking to purchase a home or refinance your existing mortgage a key aspect in the decision making process is the loan term. The most commonly offered terms by lenders is 30, 15 and 10...
View ArticleDoes it make sense to use an ARM?
A lot of people ask this question, in regards to whether they should proceed with refinancing into an Adjustable Rate Mortgage (ARM) or a 30 year fixed. This question can be answered based on the...
View ArticleFHA vs Conventional Financing
FHA financing has many benefits over traditional conv financing. For most home buyers, 20% down is not a reality. So, let’s say you have 5% down or less and you are looking to purchase a home. Fha...
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